货币天添盈第一期理财产品2022年年度报告

一、理财产品基本信息

产品名称

货币天添盈第一期理财产品

产品编号

TTY120001

登记编码

C1109617000098，客户可依据本登记编码在中国理财网（www.chinawealth.com.cn）上查询产品信息。

产品类型

非保本浮动收益类净值型理财产品

本金及收益币种

人民币

报告期末产品规模

9,063,709,265.40 元

投资期限

无固定期限

收益支付日及支付

每日分配、按日支付

二、收益表现

货币天添盈第一期理财产品报告期内净值信息如下：

净值日期

产品编号

业绩比较基准

单位净值

产品累计净值

万份收益

20220104

TTY120001

2.90%

1.0000

1.08335497

0.7945

20220105

TTY120001

2.90%

1.0000

1.08343442

0.7945

20220106

TTY120001

2.90%

1.0000

1.08351387

0.7945

20220107

TTY120001

2.90%

1.0000

1.08359332

0.7945

20220110

TTY120001

2.90%

1.0000

1.08383167

0.7945

20220111

TTY120001

2.90%

1.0000

1.08391112

0.7945

20220112

TTY120001

2.90%

1.0000

1.08399057

0.7945

20220113

TTY120001

2.90%

1.0000

1.08407002

0.7945

20220114

TTY120001

2.90%

1.0000

1.08414947

0.7945

20220117

TTY120001

2.90%

1.0000

1.08438782

0.7945

20220118

TTY120001

2.90%

1.0000

1.08446727

0.7945

20220119

TTY120001

2.90%

1.0000

1.08454672

0.7945

20220120

TTY120001

2.90%

1.0000

1.08462617

0.7945

20220121

TTY120001

2.90%

1.0000

1.08470562

0.7945

20220124

TTY120001

2.90%

1.0000

1.08494397

0.7945

20220125

TTY120001

2.90%

1.0000

1.08502342

0.7945

20220126

TTY120001

2.90%

1.0000

1.08510287

0.7945

20220127

TTY120001

2.90%

1.0000

1.08518232

0.7945

20220128

TTY120001

2.90%

1.0000

1.08526177

0.7945

20220207

TTY120001

2.90%

1.0000

1.08605627

0.7945

20220208

TTY120001

2.90%

1.0000

1.08613572

0.7945

20220209

TTY120001

2.90%

1.0000

1.08621517

0.7945

20220210

TTY120001

2.90%

1.0000

1.08629462

0.7945

20220211

TTY120001

2.90%

1.0000

1.08637407

0.7945

20220214

TTY120001

2.90%

1.0000

1.08661242

0.7945

20220215

TTY120001

2.90%

1.0000

1.08669187

0.7945

20220216

TTY120001

2.90%

1.0000

1.08677132

0.7945

20220217

TTY120001

2.90%

1.0000

1.08685077

0.7945

20220218

TTY120001

2.90%

1.0000

1.08693022

0.7945

20220221

TTY120001

2.90%

1.0000

1.08716857

0.7945

20220222

TTY120001

2.90%

1.0000

1.08724802

0.7945

20220223

TTY120001

2.90%

1.0000

1.08732747

0.7945

20220224

TTY120001

2.90%

1.0000

1.08740692

0.7945

20220225

TTY120001

2.90%

1.0000

1.08748637

0.7945

20220228

TTY120001

2.90%

1.0000

1.08772472

0.7945

20220301

TTY120001

2.90%

1.0000

1.08780417

0.7945

20220302

TTY120001

2.90%

1.0000

1.08788362

0.7945

20220303

TTY120001

2.90%

1.0000

1.08796307

0.7945

20220304

TTY120001

2.90%

1.0000

1.08804252

0.7945

20220307

TTY120001

2.90%

1.0000

1.08828087

0.7945

20220308

TTY120001

2.90%

1.0000

1.08836032

0.7945

20220309

TTY120001

2.90%

1.0000

1.08843977

0.7945

20220310

TTY120001

2.90%

1.0000

1.08851922

0.7945

20220311

TTY120001

2.90%

1.0000

1.08859867

0.7945

20220314

TTY120001

2.80%

1.0000

1.08883428

0.7671

20220315

TTY120001

2.80%

1.0000

1.08891099

0.7671

20220316

TTY120001

2.80%

1.0000

1.08898770

0.7671

20220317

TTY120001

2.80%

1.0000

1.08906441

0.7671

20220318

TTY120001

2.80%

1.0000

1.08914112

0.7671

20220321

TTY120001

2.70%

1.0000

1.08936851

0.7397

20220322

TTY120001

2.70%

1.0000

1.08944248

0.7397

20220323

TTY120001

2.70%

1.0000

1.08951645

0.7397

20220324

TTY120001

2.70%

1.0000

1.08959042

0.7397

20220325

TTY120001

2.70%

1.0000

1.08966439

0.7397

20220328

TTY120001

2.70%

1.0000

1.08988630

0.7397

20220329

TTY120001

2.70%

1.0000

1.08996027

0.7397

20220330

TTY120001

2.70%

1.0000

1.09003424

0.7397

20220331

TTY120001

2.70%

1.0000

1.09010821

0.7397

20220401

TTY120001

2.70%

1.0000

1.09018218

0.7397

20220406

TTY120001

2.60%

1.0000

1.09054929

0.7123

20220407

TTY120001

2.60%

1.0000

1.09062052

0.7123

20220408

TTY120001

2.60%

1.0000

1.09069175

0.7123

20220411

TTY120001

2.50%

1.0000

1.09090270

0.6849

20220412

TTY120001

2.50%

1.0000

1.09097119

0.6849

20220413

TTY120001

2.50%

1.0000

1.09103968

0.6849

20220414

TTY120001

2.50%

1.0000

1.09110817

0.6849

20220415

TTY120001

2.50%

1.0000

1.09117666

0.6849

20220418

TTY120001

2.50%

1.0000

1.09138213

0.6849

20220419

TTY120001

2.50%

1.0000

1.09145062

0.6849

20220420

TTY120001

2.50%

1.0000

1.09151911

0.6849

20220421

TTY120001

2.50%

1.0000

1.09158760

0.6849

20220422

TTY120001

2.50%

1.0000

1.09165609

0.6849

20220425

TTY120001

2.50%

1.0000

1.09186156

0.6849

20220426

TTY120001

2.50%

1.0000

1.09193005

0.6849

20220427

TTY120001

2.50%

1.0000

1.09199854

0.6849

20220428

TTY120001

2.50%

1.0000

1.09206703

0.6849

20220429

TTY120001

2.50%

1.0000

1.09213552

0.6849

20220505

TTY120001

2.50%

1.0000

1.09254646

0.6849

20220506

TTY120001

2.50%

1.0000

1.09261495

0.6849

20220509

TTY120001

2.50%

1.0000

1.09282042

0.6849

20220510

TTY120001

2.50%

1.0000

1.09288891

0.6849

20220511

TTY120001

2.50%

1.0000

1.09295740

0.6849

20220512

TTY120001

2.50%

1.0000

1.09302589

0.6849

20220513

TTY120001

2.50%

1.0000

1.09309438

0.6849

20220516

TTY120001

2.50%

1.0000

1.09329985

0.6849

20220517

TTY120001

2.50%

1.0000

1.09336834

0.6849

20220518

TTY120001

2.50%

1.0000

1.09343683

0.6849

20220519

TTY120001

2.50%

1.0000

1.09350532

0.6849

20220520

TTY120001

2.50%

1.0000

1.09357381

0.6849

20220523

TTY120001

2.50%

1.0000

1.09377928

0.6849

20220524

TTY120001

2.50%

1.0000

1.09384777

0.6849

20220525

TTY120001

2.50%

1.0000

1.09391626

0.6849

20220526

TTY120001

2.50%

1.0000

1.09398475

0.6849

20220527

TTY120001

2.50%

1.0000

1.09405324

0.6849

20220530

TTY120001

2.50%

1.0000

1.09425871

0.6849

20220531

TTY120001

2.50%

1.0000

1.09432720

0.6849

20220601

TTY120001

2.50%

1.0000

1.09439569

0.6849

20220602

TTY120001

2.50%

1.0000

1.09446418

0.6849

20220606

TTY120001

2.40%

1.0000

1.09473540

0.6575

20220607

TTY120001

2.40%

1.0000

1.09480115

0.6575

20220608

TTY120001

2.40%

1.0000

1.09486690

0.6575

20220609

TTY120001

2.40%

1.0000

1.09493265

0.6575

20220610

TTY120001

2.40%

1.0000

1.09499840

0.6575

20220613

TTY120001

2.40%

1.0000

1.09519565

0.6575

20220614

TTY120001

2.40%

1.0000

1.09526140

0.6575

20220615

TTY120001

2.40%

1.0000

1.09532715

0.6575

20220616

TTY120001

2.40%

1.0000

1.09539290

0.6575

20220617

TTY120001

2.40%

1.0000

1.09545865

0.6575

20220620

TTY120001

2.40%

1.0000

1.09565590

0.6575

20220621

TTY120001

2.40%

1.0000

1.09572165

0.6575

20220622

TTY120001

2.40%

1.0000

1.09578740

0.6575

20220623

TTY120001

2.40%

1.0000

1.09585315

0.6575

20220624

TTY120001

2.40%

1.0000

1.09591890

0.6575

20220627

TTY120001

2.40%

1.0000

1.09611615

0.6575

20220628

TTY120001

2.40%

1.0000

1.09618190

0.6575

20220629

TTY120001

2.40%

1.0000

1.09624765

0.6575

20220630

TTY120001

2.40%

1.0000

1.09631340

0.6575

20220701

TTY120001

2.40%

1.0000

1.09637915

0.6575

20220704

TTY120001

2.40%

1.0000

1.09657640

0.6575

20220705

TTY120001

2.40%

1.0000

1.09664215

0.6575

20220706

TTY120001

2.40%

1.0000

1.09670790

0.6575

20220707

TTY120001

2.40%

1.0000

1.09677365

0.6575

20220708

TTY120001

2.40%

1.0000

1.09683940

0.6575

20220711

TTY120001

2.30%

1.0000

1.09703391

0.6301

20220712

TTY120001

2.30%

1.0000

1.09709692

0.6301

20220713

TTY120001

2.30%

1.0000

1.09715993

0.6301

20220714

TTY120001

2.30%

1.0000

1.09722294

0.6301

20220715

TTY120001

2.30%

1.0000

1.09728595

0.6301

20220718

TTY120001

2.20%

1.0000

1.09747224

0.6027

20220719

TTY120001

2.20%

1.0000

1.09753251

0.6027

20220720

TTY120001

2.20%

1.0000

1.09759278

0.6027

20220721

TTY120001

2.20%

1.0000

1.09765305

0.6027

20220722

TTY120001

2.20%

1.0000

1.09771332

0.6027

20220725

TTY120001

2.20%

1.0000

1.09789413

0.6027

20220726

TTY120001

2.20%

1.0000

1.09795440

0.6027

20220727

TTY120001

2.20%

1.0000

1.09801467

0.6027

20220728

TTY120001

2.20%

1.0000

1.09807494

0.6027

20220729

TTY120001

2.20%

1.0000

1.09813521

0.6027

20220801

TTY120001

2.20%

1.0000

1.09831602

0.6027

20220802

TTY120001

2.20%

1.0000

1.09837629

0.6027

20220803

TTY120001

2.20%

1.0000

1.09843656

0.6027

20220804

TTY120001

2.20%

1.0000

1.09849683

0.6027

20220805

TTY120001

2.20%

1.0000

1.09855710

0.6027

20220808

TTY120001

2.20%

1.0000

1.09873791

0.6027

20220809

TTY120001

2.20%

1.0000

1.09879818

0.6027

20220810

TTY120001

2.20%

1.0000

1.09885845

0.6027

20220811

TTY120001

2.20%

1.0000

1.09891872

0.6027

20220812

TTY120001

2.20%

1.0000

1.09897899

0.6027

20220815

TTY120001

2.20%

1.0000

1.09915980

0.6027

20220816

TTY120001

2.20%

1.0000

1.09922007

0.6027

20220817

TTY120001

2.20%

1.0000

1.09928034

0.6027

20220818

TTY120001

2.20%

1.0000

1.09934061

0.6027

20220819

TTY120001

2.20%

1.0000

1.09940088

0.6027

20220822

TTY120001

2.10%

1.0000

1.09957895

0.5753

20220823

TTY120001

2.10%

1.0000

1.09963648

0.5753

20220824

TTY120001

2.10%

1.0000

1.09969401

0.5753

20220825

TTY120001

2.10%

1.0000

1.09975154

0.5753

20220826

TTY120001

2.10%

1.0000

1.09980907

0.5753

20220829

TTY120001

2.10%

1.0000

1.09998166

0.5753

20220830

TTY120001

2.10%

1.0000

1.10003919

0.5753

20220831

TTY120001

2.10%

1.0000

1.10009672

0.5753

20220901

TTY120001

2.10%

1.0000

1.10015425

0.5753

20220902

TTY120001

2.10%

1.0000

1.10021178

0.5753

20220905

TTY120001

2.10%

1.0000

1.10038437

0.5753

20220906

TTY120001

2.10%

1.0000

1.10044190

0.5753

20220907

TTY120001

2.10%

1.0000

1.10049943

0.5753

20220908

TTY120001

2.10%

1.0000

1.10055696

0.5753

20220909

TTY120001

2.10%

1.0000

1.10061449

0.5753

20220913

TTY120001

2.10%

1.0000

1.10084461

0.5753

20220914

TTY120001

2.10%

1.0000

1.10090214

0.5753

20220915

TTY120001

2.10%

1.0000

1.10095967

0.5753

20220916

TTY120001

2.10%

1.0000

1.10101720

0.5753

20220919

TTY120001

2.10%

1.0000

1.10118979

0.5753

20220920

TTY120001

2.10%

1.0000

1.10124732

0.5753

20220921

TTY120001

2.10%

1.0000

1.10130485

0.5753

20220922

TTY120001

2.10%

1.0000

1.10136238

0.5753

20220923

TTY120001

2.10%

1.0000

1.10141991

0.5753

20220926

TTY120001

2.10%

1.0000

1.10159250

0.5753

20220927

TTY120001

2.10%

1.0000

1.10165003

0.5753

20220928

TTY120001

2.10%

1.0000

1.10170756

0.5753

20220929

TTY120001

2.10%

1.0000

1.10176509

0.5753

20220930

TTY120001

2.10%

1.0000

1.10182262

0.5753

20221010

TTY120001

2.10%

1.0000

1.10239792

0.5753

20221011

TTY120001

2.10%

1.0000

1.10245545

0.5753

20221012

TTY120001

2.10%

1.0000

1.10251298

0.5753

20221013

TTY120001

2.10%

1.0000

1.10257051

0.5753

20221014

TTY120001

2.10%

1.0000

1.10262804

0.5753

20221017

TTY120001

2.10%

1.0000

1.10280063

0.5753

20221018

TTY120001

2.10%

1.0000

1.10285816

0.5753

20221019

TTY120001

2.10%

1.0000

1.10291569

0.5753

20221020

TTY120001

2.10%

1.0000

1.10297322

0.5753

20221021

TTY120001

2.10%

1.0000

1.10303075

0.5753

20221024

TTY120001

2.00%

1.0000

1.10320060

0.5479

20221025

TTY120001

2.00%

1.0000

1.10325539

0.5479

20221026

TTY120001

2.00%

1.0000

1.10331018

0.5479

20221027

TTY120001

2.00%

1.0000

1.10336497

0.5479

20221028

TTY120001

2.00%

1.0000

1.10341976

0.5479

20221031

TTY120001

2.00%

1.0000

1.10358413

0.5479

20221101

TTY120001

2.00%

1.0000

1.10363892

0.5479

20221102

TTY120001

2.00%

1.0000

1.10369371

0.5479

20221103

TTY120001

2.00%

1.0000

1.10374850

0.5479

20221104

TTY120001

2.00%

1.0000

1.10380329

0.5479

20221107

TTY120001

1.90%

1.0000

1.10396492

0.5205

20221108

TTY120001

1.90%

1.0000

1.10401697

0.5205

20221109

TTY120001

1.90%

1.0000

1.10406902

0.5205

20221110

TTY120001

1.90%

1.0000

1.10412107

0.5205

20221111

TTY120001

1.90%

1.0000

1.10417312

0.5205

20221114

TTY120001

1.80%

1.0000

1.10432653

0.4931

20221115

TTY120001

1.80%

1.0000

1.10437584

0.4931

20221116

TTY120001

1.80%

1.0000

1.10442515

0.4931

20221117

TTY120001

1.80%

1.0000

1.10447446

0.4931

20221118

TTY120001

1.80%

1.0000

1.10452377

0.4931

20221121

TTY120001

1.70%

1.0000

1.10466896

0.4657

20221122

TTY120001

1.70%

1.0000

1.10471553

0.4657

20221123

TTY120001

1.70%

1.0000

1.10476210

0.4657

20221124

TTY120001

1.70%

1.0000

1.10480867

0.4657

20221125

TTY120001

1.70%

1.0000

1.10485524

0.4657

20221128

TTY120001

1.70%

1.0000

1.10499495

0.4657

20221129

TTY120001

1.70%

1.0000

1.10504152

0.4657

20221130

TTY120001

1.70%

1.0000

1.10508809

0.4657

20221201

TTY120001

1.70%

1.0000

1.10513466

0.4657

20221202

TTY120001

1.70%

1.0000

1.10518123

0.4657

20221205

TTY120001

1.70%

1.0000

1.10532094

0.4657

20221206

TTY120001

1.70%

1.0000

1.10536751

0.4657

20221207

TTY120001

1.70%

1.0000

1.10541408

0.4657

20221208

TTY120001

1.70%

1.0000

1.10546065

0.4657

20221209

TTY120001

1.70%

1.0000

1.10550722

0.4657

20221212

TTY120001

1.70%

1.0000

1.10564693

0.4657

20221213

TTY120001

2.00%

1.0000

1.10570172

0.5479

20221214

TTY120001

2.00%

1.0000

1.10575651

0.5479

20221215

TTY120001

2.20%

1.0000

1.10581678

0.6027

20221216

TTY120001

2.20%

1.0000

1.10587705

0.6027

20221219

TTY120001

2.20%

1.0000

1.10605786

0.6027

20221220

TTY120001

2.20%

1.0000

1.10611813

0.6027

20221221

TTY120001

2.20%

1.0000

1.10617840

0.6027

20221222

TTY120001

2.20%

1.0000

1.10623867

0.6027

20221223

TTY120001

2.20%

1.0000

1.10629894

0.6027

20221226

TTY120001

2.20%

1.0000

1.10647975

0.6027

20221227

TTY120001

2.20%

1.0000

1.10654002

0.6027

20221228

TTY120001

2.20%

1.0000

1.10660029

0.6027

20221229

TTY120001

2.20%

1.0000

1.10666056

0.6027

20221230

TTY120001

2.20%

1.0000

1.10672083

0.6027

三、投资资产

1.报告期末资产种类及比例

序号

项目

直接投资

间接投资

资产余额

占比(%)

资产余额

占比(%)

固定收益类

0.00

12,352,755,322.36

100.00%

权益类

0.00

商品及金融衍生品类

0.00

合计

0.00

12,352,755,322.36

100.00%

2.报告期末杆杠融资情况

项目

金额（元）

占资产净值比例（%）

报告期末债券回购融资余额

51,000,000.00

0.56%

报告期内本产品债券回购融资余额未超过资产净值的40%，本产品总资产未超过资产净值的140%。

3.报告期末投资组合平均剩余期限分布比例

序号

平均剩余期限

各期限资产占资产净值的比例（%）

各期限负债占资产净值的比例（%）

30天（含）以内

29.36%

0.56%

31-90天（含）

12.53%

0.00

91天-180天（含）

16.03%

0.00

181天-365天（含）

22.21%

0.00

1年-3年（含）

15.43%

0.00

3年以上

7.05%

0.00

合计

102.61%

0.56%

4.报告期末资产持仓前十基本信息

序号

资产类型

资产名称

资产面额（元）

占资产净值的

比例（%）

债券

20华润银行永续债

310,000,000.00

3.42%

债券

21龙控02

228,000,000.00

2.51%

债券

20东莞银行永续债

200,000,000.00

2.20%

债券

21建发Y2

200,000,000.00

2.20%

现金

192,294,882.20

0.00%

债券

19东莞银行二级

150,000,000.00

0.00%

债券

21东莞银行二级02

150,000,000.00

0.00%

债券

21声赫光启ABN001优先

149,000,000.00

0.00%

债券

20农发02

130,000,000.00

0.00%

债券

20农发02

120,000,000.00

0.00%

5. 报告期末前十大投资者信息

序号

客户类型

持有份额（份）

占总份额的比例（%）

个人

75,507,807.89

0.83%

个人

21,762,361.09

0.24%

个人

15,055,970.69

0.17%

个人

14,997,012.17

0.17%

个人

14,362,940.83

0.16%

个人

13,564,220.86

0.15%

个人

13,067,488.56

0.14%

个人

12,280,790.22

0.14%

个人

12,249,487.42

0.14%

个人

12,043,010.18

0.13%

四、投资组合的流动性风险分析

本产品以固定收益类资产为主要投资标的，报告期内，本理财产品严格遵守相关法律法规以及产品销售协议，所投资产组合主要为中高等级固定收益类资产，报告期内未发生流动性风险。

深圳农村商业银行股份有限公司

2023年1月30日